If you're a carpenter, plumber, electrician, mechanic, mason, or any other sort of skilled artisan contractor (you specialize in a certain craft), you probably qualify for artisan's insurance.
You may have heard of this type of insurance before as it’s sometimes referred to as contractor’s insurance. So if you’re an artisan or contractor asking yourself, “what is artisan’s insurance,” know that it is very similar to contractor’s insurance.
So why call it something different? Because artisan’s insurance is a different product than contractor’s insurance and it’s sold through different insurance companies in different states. Understandably, this can be confusing to a contractor who just wants to make sure they are properly insured.
LS INSURANCE SERVICE Knows about Small Business Insurance. We can help you find the right Artisan Program insurance for you and Business. Need more details? Give us a call to discuss your insurance needs (856) 489-3444.
Unfortunately, things happen and mistakes are made each and every day doing business. And if you're a contractor that deals in repairing, creating, or installing things in homes or businesses and that one mistake takes place, it could very easily put an end to your business and your livelihood if you're not properly covered.
If you work in someone's home, or work on a business’s property, there's a certain amount of inherent risk involved. When people get hurt because of your craftsmanship, they'll have to be compensated financially somehow. This means that they'll come after you to pay for their medical expenses and/or damages. If you are part of a group of different skilled artisans working on the same building or same large project and one of the other artisans makes a mistake that results in damage or injury guess what, all the artisans in the building could be held liable, not just the one who made the actual mistake. So artisan’s insurance doesn’t just protect you from your own mistakes, it protects you from the mistakes that other artisans can render you liable for as well.
If you’re an artisan contractor the truth is it only takes that one time to ruin you financially and no one deserves that. Make sure you’re properly covered for that liability so one mistake doesn’t spell the end.
When Asking “What Is Artisan's Insurance” Think Liability for your labor or product
LS Insurance Service is pleased to offer insurance coverage especially designed for the small artisan contractor.
This program is designed to meet the insurance needs of the skilled individual and small business operator that requires primarily liability insurance to protect you is a necessity to properly function in your business.
You work too hard to lose everything due to an unforeseen happening or accident. This policy is designed to protect You the small artisan contractor.
This policy was designed to handle the insurance needs of firms with five or fewer employees and have gross annual receipts up to $1,000,000. Coverage is provided for firms regularly involved in projects that do no exceed $500,000 in total construction costs.
• Liability is rated on a per person basis. One rate for full time and one rate for part time workers.
• Sales and administrative workers are not rated.
• Tools and contractors equipment and Installation Floater Coverage available.
To get a free rate quote on our Artisan Program Insurance,
Please Give us a call at (856) 489-3444
Or you can fill out our CONTACT Page. We will get back to you as soon as possible.
