LS INSURANCE SERVICE | Inland Marine Insurance
LS Insurance Service
1900 GreenTree Road, Suite 24
   Cherry Hill, NJ. 08003
    Phone: (856) 489-3444

Inland Marine Insurance

LS INSURANCE SERVICE can help you find the right Inland Marine Insurance for you. Give us a call to discuss your insurance needs (856) 489-3444.

Inland marine insurance

Inland marine insurance in the United Sates indemnifies loss to movable or specialized types property, historically developing as an outgrowth of ocean marine insurance. This category of insurance includes property coverage for construction equipment, medical diagnostic equipment, fine arts, solar panels and wind turbines, cameras and movie equipment, musical instruments, and a wide variety of other types of property.

Traditionally, marine insurers such as the underwriters at Lloyds of London covered cargo in the course of international commercial voyages by sea, providing coverage on an "all risk" basis: physical loss or damage from any cause was covered unless the policy specifically excluded that clause. Fire insurance companies typically provided narrower coverage, where the policies specifically listed specifically the only perils covered, and excluded all losses from any other causes.

Inland marine policies became known as "floaters" since the property to which coverage was originally extended was essentially "floating." The coverage has grown to include property that just involves an element of transportation. The property that is insured under inland marine coverage is typically one of the following:

• Actually in transit
• Held by Bailee
• At a fixed location that is an instrument of transportation
• A movable type of good that is often at different locations

The following coverages represent a wide range of types of coverages typically called "inland marine":

• Accounts Receivable
• Bailee Customer's Goods
• Builders' Risk
• Camera and Photographic Equipment
• Communication Towers and Equipment
• Computer Coverage
• Contractors Equipment
• Commercial Floaters
• Dealers
• Exhibitions
• Fine Arts
• Furriers
• Golf Equipment
• Guns
• Installation

• Jewelers
• Leased Property
• Mobile Medical Equipment
• Motor Truck Cargo
• Museums
• Musical Instruments
• Processing Risks
• Rigger's Liability
• Scheduled Property
• Transportation
• Trip Transit
• Valuable Papers
• Warehouse Legal

At LS Insurance Services, we can provide you with the best plan that can fit your budget.
If you are interested in purchasing Inland marine insurance please give us a call at (856) 489-3444
Or fill out our CONTACT Form and our expert insurance manager will provide you a quote.